TSGLI Benefits Pre-Check
You can use this page to determine whether or not you may qualify for TSGLI benefit claim prior to applying.
- Did you (the Service member) suffer a traumatic injury as a direct result of a traumatic event prior to midnight of the day of separation from service?
- If you are the Service member, skip to question 3; if you are a guardian, Power of Attorney, military trustee, or SGLI beneficiary filing on behalf of a Service member who suffered a traumatic injury as a direct result of a traumatic event and is either deceased or ruled medically incapacitated, did the Service member survive for seven days (168 hours) from the date and time of the traumatic event (time measurements must be made by Zulu [Greenwich Meridian] time)?
- Did the traumatic event occur before October 7, 2001?
- Did the traumatic event occur between October 7, 2001, and November 30, 2005?
- Were you covered by Servicemembers’ Group Life Insurance (SGLI) at the time of the traumatic event?
- Did you (the Service member) suffer a qualified loss as defined under the TSGLI Schedule of Losses?
- Was your (the Service member’s) loss due to your (the Service member’s) attempted suicide while sane or insane?
- Was your (the Service member’s) loss due to the medical or surgical treatment of an illness or disease?
- Was your (the Service member’s) loss due to a physical or mental illness or disease?
- Was the illness or disease caused by: a pyogenic infection (pus-forming infection, often from a wound); a chemical, biological, or radiological event; or the accidental ingestion of a contaminated substance?
- Was your (the Service member’s) loss due to an intentionally self-inflicted injury or an attempt to inflict such injury?
- Was your (the Service member’s) loss due to your willful use of an illegal or controlled substance that was not administered or consumed on the advice of a medical doctor?
- Was your (the Service member’s) loss due to a traumatic injury that you sustained while committing, or attempting to commit, a felony (whether convicted or not)?
- Was your (the Service member’s) loss suffered within two years (730 days) of the traumatic event?
May not qualify for TSGLI Benefits:
Based on your response(s), you (the Service member) may not qualify for TSGLI benefit claim. You can still file a claim for benefit by completing the Application for TSGLI Benefits in its entirety and submit the application to the appropriate Branch of Service office as noted on page 1 of the application.
(return to top of page)
May Qualify for TSGLI Benefits:
Based on your responses you (the Service member) may qualify for TSGLI benefit claim. Please complete the Application for TSGLI Benefits in its entirety and submit the application to the appropriate Branch of Service office as noted on page 1 of the application.
(return to top of page)
Traumatic Event: A traumatic event is the application of external force, violence, chemical, biological, or radiological weapons, or accidental ingestion of a contaminated substance causing damage to a living being occurring on or after October 7, 2001.
Exposure to the elements includes heat stroke and frostbite. In such cases the severe exposure to the heat and cold are traumatic events in and of themselves. For example, being diagnosed with heat stroke after collapsing during a physical training run in scorching temperatures would be a traumatic event.
External Force: An external force is any sudden or violent motion causing an unexpected impact from a source outside of the body and independent of body mechanics.
Body Mechanics: Body mechanics is the use of one’s body in production of motion or posture of the body, including movements during routine daily activities.
Direct Result: Direct result means there must be a clear connection between the traumatic event and resulting loss and no other cause, aside from the traumatic event can play a part in causing the loss. (See “Injuries Excluded from TSGLI Payment” in Part 1 for more information on the direct result standard when a preexisting condition contributed to the loss.)
Traumatic Injury: A traumatic injury is the physical damage to your body that results from a traumatic event.
Contaminated Substance: food or water made unfit for consumption by humans because of the presence of chemicals, radioactive elements, bacteria, or organisms.
Medically Incapacitated: means the Service Member has been determined by a medical professional to be physically or mentally impaired by physical disability, mental illness, mental deficiency, advanced age, chronic use of drugs or alcohol, or other causes that prevent sufficient understanding or capacity to manage his or her own affairs competently.