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Life Insurance

Apply for VGLI/Convert SGLI to VGLI

Veterans' Group Life Insurance (VGLI) allows Veterans to convert a Servicemembers' Group Life Insurance (SGLI) policy to a civilian program of lifetime renewable term coverage after separation from service.

To convert SGLI to VGLI, an eligible Servicemember or Veteran can:

When to Apply for VGLI

You must apply within one year and 120 days from discharge. However, Veterans who submit their application within 240 days of discharge do not need to submit evidence of good health. Veterans who apply after the 240-day period must submit evidence of good health. If you have medical conditions that may make you uninsurable, you should protect yourself and apply within 240 days from separation because there is no health review during this period.