United States Department of Veterans Affairs

Phoenix Regional Office Regional Loan Center

Loan Production

What Is Loan Production? 

The Phoenix Loan Production staff are pleased to assist eligible veterans realize their dream of homeownership with a VA-guaranteed loan. We also provide training and oversight to lenders and real estate professionals who participate in the Home Loan Guaranty Program in Arizona, California, Nevada, and New Mexico.

Reasons to obtain a VA-Guaranteed Loan:

  • No down payment
  • No monthly mortgage insurance premium
  • Limitations on Veteran buyers' closing costs
  • Freely negotiable fixed interest rate
  • Streamlined processing for most lenders ~ little red tape!
  • Varied repayment terms: traditional fixed, hybrid adjustable rate, graduated payments, growing equity
  • Refinancing options
  • Right to repay without penalty
  • Assumable mortgage
  • VA performs personal loan servicing and offers financial counseling to help veterans avoid losing their homes during temporary financial difficulties
  • All Veterans are given an equal opportunity to buy homes with VA assistance

Need more information?

Contact the Phoenix Loan Production Section Service Desk by e-mail for assistance